Business Tools
Covault Business Tools
Practical calculators for owners, operators, and advisors.
Use these tools to estimate tax exposure, model business decisions, and evaluate financing scenarios. Each calculator is designed to provide directional insight and help identify when a deeper advisory review may be useful.
Tax Tools
Directional tax planning calculators.
Tax Tools
1040 Federal Tax Estimator
Estimate simplified federal income tax exposure before state tax, AMT, phaseouts, and specialized credits.
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Self-Employment Tax Calculator
Estimate self-employment tax and the related above-the-line deduction for planning discussions.
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Marginal Tax Rate Checker
Estimate the federal marginal bracket for a simplified taxable income scenario.
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Payroll Tax Estimator
Estimate employee and employer FICA exposure for a payroll amount.
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Business finance and advisory models.
Business & Finance Tools
Break-Even Analyzer
Estimate unit volume and revenue needed to cover fixed costs and target profit.
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Profit Margin Calculator
Calculate gross profit, operating income, and margin metrics from a simplified income statement.
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Commercial Loan Amortization Calculator
Estimate commercial loan payments, total interest, total payments, and an amortization schedule.
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Lease-vs-Buy Analyzer
Compare simplified lease and purchase economics before tax and strategic considerations.
Open calculatorPhase 1 Scope
These calculators are native Covault tools built for directional planning conversations. Future versions may add PDF export, saved scenarios, client portal integration, CRM/email routing, AI-assisted explanations, state tax calculations, multi-year planning, and QBO/client data integration.