By accessing or using the Covault website, you agree to these Terms of Use. If you do not agree, you should not use the website. Covault may update these terms from time to time by posting a revised version on this page.

The Covault website is provided for general informational purposes only. Website content may describe accounting, tax, advisory, financial operations, valuation, consulting, or related professional capabilities, but it is not accounting, tax, legal, investment, financial planning, or other professional advice.

You should not act or refrain from acting based on website content without consulting qualified professional advisors who understand your specific facts, objectives, and obligations.

Viewing the website, using website tools, reading insights, calling Covault, or submitting a contact form does not create a client relationship, fiduciary relationship, professional engagement, or obligation for Covault to provide services.

Contact form submissions are used to evaluate and respond to inquiries. They do not create an engagement and should not include confidential, privileged, or sensitive documents unless Covault has specifically directed you to use a secure channel.

Covault services are provided only after Covault accepts the engagement and the parties execute an applicable engagement agreement. The scope, responsibilities, limitations, fees, timing, and terms of any professional services are governed by that executed engagement agreement, not by general website content.

The website and its content are owned by Covault or used with permission and are protected by applicable intellectual property laws. Protected content includes:

• Website text, structure, page layouts, and service descriptions
• Covault branding, names, logos, graphics, and visual identity
• Insight content, financial intelligence materials, summaries, articles, and curated updates
• Downloadable, interactive, or website-based tools and related presentation of information

You may view the website for personal or internal business evaluation purposes. You may not copy, reproduce, modify, distribute, scrape, frame, sell, or exploit website content without prior written permission from Covault, except as permitted by applicable law.

Covault insights and financial intelligence content may include third-party information, AI-assisted summaries, curated developments, regulatory updates, commentary, and other informational content. This content is provided for general awareness only and may not reflect the most current legal, tax, accounting, regulatory, or market developments.

Users should consult original sources and qualified professional advisors before acting on any information. Covault does not guarantee the accuracy, completeness, timeliness, or applicability of third-party or AI-assisted materials to any particular situation.

To the fullest extent permitted by law, Covault and its owners, professionals, employees, contractors, and service providers will not be liable for any direct, indirect, incidental, consequential, special, punitive, or similar damages arising from or related to your use of, or inability to use, the website or website content.

The website and all website content are provided on an as-is and as-available basis. Covault makes no warranties or representations, express or implied, regarding website availability, accuracy, completeness, reliability, security, suitability, or uninterrupted operation.

The website may include links to external websites, portals, third-party services, regulatory resources, or publications. External links are provided for convenience only. Covault does not control and is not responsible for external websites, their content, their security, or their terms and privacy practices.

These Terms of Use are governed by the laws of the State of Florida, without regard to conflict of law principles.

Questions about these Terms of Use may be directed to Covault, Inc. at (813) 803-0036.

For information about website data practices, please review the Privacy Policy.